LUNSTON BRYAN BLOG

Each year, millions of individuals, couples, and families make the decision to schedule a vacation. St. Thomas is a popular vacation destination, unfortunately, a large number of individuals believe that a St. Thomas vacation is out of their reach.  If you are interested in scheduling a St. Thomas vacation, you should not let the cost of vacationing there prevent you from vacationing at your dream destination.   If you are interested in how you could be spending your vacation in St. Thomas without having to be concerned with the price, you may want to examine all-inclusive resorts that can be found in St. Thomas.  Many couples and families find that they are able to save a large amount of money by booking their vacation at an all-inclusive resort. When examining all-inclusive resorts in St. Thomas, you are encouraged to take a number of important factors into consideration. One of these factors is what each resort considers to be all-inclusive. All-inclusive resorts ...

If the thing you look least forward to on vacation is wracking up vicious amounts of debt on your Master Card, then you've come to the right place. I'm here to offer advice on free things to do while visiting San Francisco. Granted, it is not wise to think that you can go on vacation without spending any money and have a good time. However, it is quite possible to be very selective when deciding where to spend your money by having alternative entertainment options that cost little or no money. Rather than a top ten list, which can be a little long winded, I'm going to provide a top five list. My sincere hope is that you will use this list as inspiration for finding your own free or low cost entertainment while visiting San Francisco. On to the list: 1) San Francisco Botanical Gardens. The climate of San Francisco provides a unique atmosphere that allows the growth and maintenance of plants from around the world. As a result the San Francisco Botanical Gardens offers a look...

Anyone who knows me well knows that I like cheap and free things to do with the family. It isn't that I'm not willing to pay good money for good fun, I just happen to believe that the best fun is sometimes as free as the wind. The same holds true when visiting new cities like San Francisco. I will invest a great amount of time looking for activities that me and other members of my family can enjoy for little or no money. This saves money for other things like good food and souvenirs.  I'm also a big fan of David Letterman and in that spirit I decided to devise a top five list of my very own in honor of Mr. Letterman's Top 10 list. My big 5 list consists of things to do for free when visiting San Francisco. 1) Golden Gate Bridge. This is a favorite among tourists for many reasons. One of those reasons is the fact that it is one landmark that belongs only to San Francisco. It is uniquely a part of this city and represents, for many, your entire trip. Another reason is th...

Many of us have been at the car dealership and have been drained by a salesperson during price negotiations for the purchase of a new car. Most people give in too easily or do not negotiate at all to avoid the dreadful act. This only means more money in the car dealers’ pocket, while you are out of several thousand dollars! Yes, they make that much in profit per car. This article unveils the dealer’s selling tactics and how you can get around them. But before we dive into the new car buying tips, we need to understand what makes up the dealer’s profits. In addition to the MSRP (manufacturer suggested retail price), which is the dealer’s cost for the car plus an additional 20-25% profit, a dealer also gets financial incentives from the manufacturer when a new car is sold. This is called Holdback. Depending on the car, dealers can make hundreds on each car through holdbacks. Dealers also get additional incentives and bonuses on selling a car before the end of the month and/or quarter. A ...

I have always purchased my cars used. And every single time, I got a great deal because of a few secrets that is easy to do. These secrets will save you money. And the good news is there is no luck involved. If you follow these steps you are guaranteed to save lots of money, so please pay attention. BUYING A USED CAR Power Tip #1 - Check Consumer Reports on the safest cars out there. Looks are one thing, but never ignore safety. Here's what you do: Go to a reputable car repair shop and ask if you can bring the vehicle by for a look-over. There is a 99% chance they will say "yes". While you're there, ask what cars they have to repair most often. Also, ask what the inspection includes, how long it takes, and the price. Always get this information in writing - just to be safe. Once the vehicle has been inspected, ask the mechanic for a written report with a cost estimate for all necessary repairs. Be sure the report includes the vehicle's make, model and VIN. If you...

Tip 1 - Pick your time. If you can possibly help it, don't sell your car after Christmas, when no one has any money. Consider holiday periods: will the people be in town or away. Sometimes this can work in your favour because if people are not at work they have more time to look for cars, and they are usually cashed up with nothing to do. On the reverse side, when buyers are busy working, they don't have the time to do a lot of car shopping, which can make negotiating easier. Additionally for this reason, if you get a buyer to come on a week-night, it is unlikely he can compare yours to other cars - which can sometimes work in your favour. Tip 2 - First Impressions are everything Just like you are going on a date - first impressions are everything. Get all the rubbish and junk out of it. Deodorize it. Wash it, clean it. Tip 3 - As the good boy scout says. Be prepared. Get your paperwork in order. Find the spare keys. You don't want to be rushing around at the last minute...

Other than physical appearance weight affects a person in many ways. This could be the overall quality of life, self-esteem, depression, health risks, and physical incapabilities. There are a lot of positive changes once a person experience weight loss.  It is for this reason why a lot of people are searching for a weight loss technique that will surely trim down those fats and get a super slim head turner body. The first thing that an over-weight should do is seek a doctor to recommend the best weight loss regimen. This will be done after a full physical examination, which leads to the determination of proper weight loss technique. And to lose weight fast and effectively four aspects of life should be changed: what to eat, how to eat, behavior and activity level. Here are fast tips that can change an over-weight's life: First: Fast weight loss composes of a multi-faceted technique that consists mindset, exercise, and in other cases, diet supplements.  Begin by learning a diet...